Terms of Use

1. Definitions and Interpretation

1.1 Introduction

These Terms of Use ("Terms") govern your access to and use of the 1.ML (1 MoneyLine) website, mobile applications, software, services, content, and related platforms (collectively, the "Platform" or "Site"). By accessing or using the Platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, our Privacy Policy, and any additional policies, guidelines, or rules that may be published by 1.ML from time to time.

These Terms constitute a legally binding agreement between you and 1.ML (1 MoneyLine).

Unless the context otherwise requires, words importing the singular include the plural and vice versa, words importing one gender include every gender, and references to persons include individuals, corporations, partnerships, trusts, governmental agencies, and other legal entities.

Headings contained in these Terms are provided solely for convenience and shall not affect the interpretation or construction of these Terms.

Whenever the words "including," "includes," or "include" are used in these Terms, they shall be interpreted as meaning "including without limitation."

1.2 Definitions

For the purposes of these Terms, the following definitions shall apply:

"1.ML", "1 MoneyLine", "Company", "We", "Us", or "Our"

Refers to 1.ML (1 MoneyLine), its owners, affiliates, subsidiaries, successors, assigns, licensors, employees, contractors, officers, directors, representatives, and authorized agents.

"Platform"

Means the 1.ML website, all associated domains, mobile applications, APIs, software, databases, services, social features, digital products, premium subscriptions, downloadable content, and any future products or services operated under the 1.ML brand.

"Website"

Refers to the official 1.ML website and any related websites operated by or on behalf of 1.ML.

"User"

Means any individual or entity who visits, browses, accesses, registers for, or otherwise uses the Platform.

"Member"

Means a registered User who has created an account on the Platform.

"Account"

Means a registered profile created by a Member that enables access to community features, Picks, subscriptions, messaging, creator tools, premium content, or other available services.

"Picks"

Means any sports opinions, predictions, selections, rankings, projections, commentary, analysis, recommendations, betting theories, matchup evaluations, confidence ratings, statistical opinions, or other sports-related content submitted, published, sold, licensed, shared, or distributed by Members through the Platform.

Picks are solely the opinions of the Member who created them and do not represent the opinions, recommendations, endorsements, guarantees, or advice of 1.ML.

"Sports Information"

Means statistics, historical records, player information, team information, schedules, odds displays (where applicable), analytics, trends, data visualizations, scores, commentary, news, educational materials, Picks, opinions, and any other sports-related information made available on the Platform.

Sports Information is provided for informational and entertainment purposes only.

"Content"

Means all information, software, text, graphics, logos, trademarks, videos, photographs, images, artwork, audio, livestreams, designs, source code, databases, documents, advertisements, comments, reviews, ratings, Picks, Sports Information, user submissions, and all other materials available on the Platform.

"User Content"

Means any content uploaded, submitted, published, transmitted, displayed, sold, licensed, shared, or otherwise provided by a User or Member, including Picks, comments, profile information, images, videos, messages, ratings, reviews, usernames, biographies, and any other materials created by Users.

"Premium Services"

Means any subscription service, paid content, premium Picks, creator subscriptions, digital products, memberships, analytics tools, educational materials, or other paid features offered through the Platform.

"Creator"

Means any Member who creates, distributes, licenses, publishes, or sells Picks, premium content, educational materials, subscriptions, or other digital products through the Platform.

"Community"

Means all registered Members and visitors who participate in discussions, publish Picks, comment on content, follow other Members, or otherwise interact with the Platform.

"Third-Party Services"

Means any products, services, sportsbooks, payment processors, social media platforms, analytics providers, advertisers, affiliates, cloud providers, software providers, APIs, or websites not owned or controlled by 1.ML.

"Sportsbook"

Means any third-party licensed or unlicensed operator that accepts wagers or provides sports betting services.

For the avoidance of doubt, 1.ML is not a Sportsbook and does not accept, facilitate, process, or manage sports wagers or gambling transactions.

"Subscription"

Means any recurring or one-time paid membership purchased through the Platform.

"Device"

Means any computer, smartphone, tablet, television, wearable device, gaming console, or other internet-connected device used to access the Platform.

"Applicable Law"

Means all local, municipal, state, provincial, federal, national, and international laws, regulations, ordinances, rules, court orders, governmental directives, and regulatory requirements applicable to the use of the Platform.

"Business Day"

Means any day other than a Saturday, Sunday, or public holiday in the State of Nevada, United States.

1.3 Interpretation

Unless expressly stated otherwise:

• References to laws include any amendments, replacements, or successor legislation.
• References to a person include both natural persons and legal entities.
• References to written communication include electronic communications unless otherwise prohibited by law.
• Any ambiguity in these Terms shall not be interpreted against either party merely because one party drafted these Terms.
• Failure by 1.ML to enforce any provision of these Terms shall not constitute a waiver of any right or provision.
• If any provision is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

1.4 Purpose of These Terms

These Terms are intended to establish a transparent and legally enforceable framework governing the relationship between 1.ML and its Users. They define the rights, responsibilities, and obligations of all parties using the Platform while promoting a respectful, secure, and informative sports community.

By continuing to access or use the Platform, you acknowledge that you understand these definitions and agree that they shall apply throughout these Terms whenever the corresponding capitalized words appear.

2. Information About Us

2.1 Company Information

Welcome to 1.ML (1 MoneyLine) ("1.ML," "1 MoneyLine," "Company," "We," "Us," or "Our"), a next-generation sports information, sports intelligence, and community platform designed for sports enthusiasts around the world.

Our mission is to build one of the world's most trusted and innovative destinations for sports analysis, community discussion, expert opinions, premium Picks, statistical insights, educational sports content, and creator-driven sports intelligence. We strive to create an engaging environment where Members can share their sports knowledge, follow trusted analysts, publish their own Picks, and participate in a global community dedicated to informed sports discussions.

1.ML is a sports information and social community platform only. We are not a sportsbook, gambling operator, bookmaker, casino, gaming operator, betting exchange, wagering platform, or financial services provider.

The Platform is designed to facilitate the exchange of sports-related opinions and educational information. Any Picks, predictions, rankings, confidence ratings, projections, commentary, or other Sports Information made available through the Platform are intended solely for informational, educational, research, discussion, and entertainment purposes.

Nothing on the Platform should be interpreted as financial advice, legal advice, investment advice, betting advice, or a guarantee of future sporting outcomes.

2.2 Our Registered Office

Unless otherwise indicated throughout these Terms, all references to 1.ML (1 MoneyLine) refer to the operator of this Platform located at:

1.ML (1 MoneyLine) 840 South Rancho Drive Las Vegas, Nevada 89106 United States of America

This address serves as our principal business address for correspondence relating to these Terms of Use unless another contact method is specifically provided.

2.3 Nature of Our Services

1.ML provides an online technology platform that enables Members to:

• Publish sports opinions and analysis.
• Share Picks with the community.
• Create premium or subscription-based sports content.
• Follow sports analysts and creators.
• Purchase premium Picks or educational sports content from independent creators.
• Participate in community discussions.
• Access sports statistics, rankings, historical information, educational resources, and analytical tools.
• Discover sports-related news, commentary, and community-generated insights.
• Build a public profile within the 1.ML community.

The Platform is intended to promote informed discussion, responsible analysis, and community engagement surrounding sporting events.

Our Services may evolve over time, and we reserve the right to add, modify, suspend, discontinue, or remove any feature, functionality, subscription, service, or product at any time without prior notice where permitted by applicable law.

2.4 What We Do Not Do

To avoid any misunderstanding, 1.ML does not:

• Accept or process wagers.
• Operate a sportsbook.
• Operate a casino.
• Accept gambling deposits.
• Hold customer betting funds.
• Determine betting odds for wagering purposes.
• Set betting lines.
• Act as a bookmaker.
• Facilitate gambling transactions.
• Guarantee winning Picks.
• Guarantee betting profits.
• Guarantee sporting outcomes.
• Encourage illegal gambling.
• Provide investment or financial advice.
• Offer legal advice.
• Represent that any Pick or prediction will be successful.

Users remain solely responsible for complying with all laws applicable in their jurisdiction.

2.5 Independent Creator Platform

Many of the Picks, analyses, rankings, opinions, videos, articles, educational materials, and premium content available through the Platform are created independently by Members.

Unless expressly identified as official 1.ML content, all User Content represents solely the opinions of the individual creator.

1.ML does not routinely review, verify, fact-check, endorse, certify, monitor, or guarantee the accuracy, completeness, legality, quality, reliability, or usefulness of User Content before publication.

Accordingly, Users acknowledge that they access, purchase, rely upon, or otherwise use User Content entirely at their own discretion and risk.

2.6 No Professional Advice

Information made available through the Platform is provided for general informational, educational, research, discussion, and entertainment purposes only.

Nothing published by 1.ML or any Member constitutes:

• legal advice;
• accounting advice;
• tax advice;
• financial advice;
• investment advice;
• professional sports betting advice;
• gaming advice;
• or any other regulated professional service.

Users should seek independent professional advice before making any financial, legal, or personal decisions.

2.7 Availability of the Platform

Although we strive to provide uninterrupted access to the Platform, we do not guarantee continuous availability.

The Platform may occasionally become unavailable due to:

• scheduled maintenance;
• software upgrades;
• emergency maintenance;
• hardware failures;
• cybersecurity incidents;
• internet disruptions;
• telecommunications failures;
• third-party service interruptions;
• natural disasters;
• governmental actions; or
• circumstances beyond our reasonable control.

We reserve the right to suspend, restrict, modify, or discontinue any portion of the Platform at any time without liability, except where prohibited by applicable law.

2.8 Future Products and Services

As the 1.ML ecosystem continues to grow, we may introduce additional products, technologies, artificial intelligence tools, premium subscriptions, creator monetization features, mobile applications, APIs, analytics platforms, educational resources, and other digital services.

Unless otherwise stated, these Terms of Use shall apply to all current and future products and services operated under the 1.ML (1 MoneyLine) brand.

2.9 Acceptance of These Terms

By accessing, browsing, creating an account, purchasing a subscription, publishing Picks, interacting with Members, or otherwise using any portion of the Platform, you acknowledge that you have carefully read these Terms of Use, understand them, and agree to be legally bound by them.

If you do not agree to these Terms, you must immediately discontinue use of the Platform and refrain from accessing any Services offered by 1.ML.

Your continued use of the Platform constitutes your ongoing acceptance of these Terms, as they may be amended from time to time.

3. Platform Services, Sports Information, Picks, and No Sportsbook or Gambling Services

3.1 Nature of the Platform

1.ML (1 MoneyLine) is an online sports information, sports intelligence, and social community platform designed to allow sports fans, analysts, creators, and enthusiasts to share knowledge, discuss sporting events, publish opinions, and engage with other Members.

Our Platform encourages Members to build a following, establish credibility within the community, publish their reasoning and analysis for sporting events, and share their own sports matchup opinions ("Picks") with other Members. Subject to these Terms and any additional policies, eligible Members may also choose to offer premium Picks, subscriptions, educational content, or other digital sports-related content for purchase by other Members through features made available by 1.ML.

The Platform exists to facilitate discussion, education, entertainment, research, and community interaction surrounding sports. Nothing on the Platform is intended to guarantee sporting outcomes or financial results.

3.2 No Sportsbook or Gambling Services

1.ML is not a sportsbook, bookmaker, casino, gambling operator, betting exchange, wagering platform, gaming operator, lottery provider, or financial services provider.

1.ML does not:

• accept or process wagers;
• accept betting deposits;
• facilitate sports betting transactions;
• offer gambling services;
• operate betting markets;
• establish betting odds;
• manage betting accounts;
• hold customer betting funds;
• settle wagers;
• determine winners or losers of bets; or
• otherwise conduct gambling activities of any kind.

The Platform is intended solely as an informational and social community service where Members may exchange opinions and sports-related analysis.

3.3 Third-Party Sportsbooks and Gambling Services

From time to time, Members or third parties may reference sportsbooks, sportsbooks' odds, betting operators, gaming websites, affiliate offers, promotional materials, or other gambling-related services that are operated entirely by independent third parties.

1.ML does not own, control, operate, supervise, endorse, recommend, investigate, monitor, or guarantee any third-party sportsbook or gambling service.

Accordingly, 1.ML makes no representation or warranty whatsoever regarding:

• the legality of any sportsbook or gambling service in your jurisdiction;
• whether any sportsbook is licensed or regulated;
• the integrity of any sportsbook;
• the fairness of betting markets;
• payment processing;
• customer service;
• withdrawal policies;
• odds offered;
• promotions;
• security practices;
• financial stability;
• regulatory compliance; or
• overall quality or reliability of any third-party service.

If you choose to visit, register with, deposit funds into, or otherwise use any third-party sportsbook, betting operator, casino, fantasy sports provider, or gambling website, you do so entirely at your own risk and in accordance with the laws applicable to your jurisdiction.

1.ML assumes no responsibility or liability for any losses, damages, disputes, claims, account suspensions, frozen funds, regulatory issues, or other consequences arising from your interactions with any third-party sportsbook or gambling operator.

3.4 Compliance With Local Laws

Sports betting, gambling, and gaming laws vary significantly between countries, states, provinces, and local jurisdictions.

It is solely your responsibility to determine whether participation in sports betting, gambling, fantasy contests, gaming activities, or any related services is lawful where you reside or access the Platform.

1.ML does not provide legal advice regarding gambling regulations and makes no representation that any third-party sportsbook or gambling service is lawful in your location.

You agree that you alone are responsible for complying with all applicable laws, regulations, licensing requirements, tax obligations, and governmental restrictions.

3.5 Picks and Sports Information

The Platform allows Members to publish Picks, sports predictions, rankings, commentary, confidence ratings, analytical models, statistical opinions, matchup breakdowns, projections, educational materials, and other sports-related content (collectively, "Sports Information").

All Picks and Sports Information available on the Platform are provided solely for informational, educational, research, discussion, and entertainment purposes.

Unless expressly identified as official content created by 1.ML, all Picks and Sports Information are created independently by Members and represent only the personal opinions of their respective authors.

3.6 No Verification or Endorsement

Because the Platform is community-driven, 1.ML generally does not independently verify, investigate, audit, validate, or guarantee the accuracy, completeness, reliability, legality, usefulness, timeliness, or quality of Picks or Sports Information published by Members.

Publication of content on the Platform should not be interpreted as an endorsement, recommendation, certification, approval, guarantee, or verification by 1.ML.

Different Members may hold different opinions regarding the same sporting event, and Picks published by one Member may directly conflict with Picks published by another.

Users acknowledge that sports predictions are inherently subjective and uncertain.

3.7 No Guarantee of Results

Sporting events are unpredictable.

Accordingly, 1.ML makes absolutely no representation, warranty, or guarantee that:

• any Pick will be correct;
• any prediction will be accurate;
• any analysis will prove successful;
• any statistical model will predict future outcomes;
• any premium Pick will outperform free Picks;
• any Member possesses special expertise;
• any sporting event will produce a particular result;
• following any Pick will produce profits;
• losses can be avoided; or
• historical performance will predict future performance.

Past performance, historical win percentages, rankings, statistics, records, or prior success do not guarantee future results.

3.8 Assumption of Risk

By accessing or using the Platform, you expressly acknowledge and agree that:

• all Picks involve subjective opinions;
• sporting events involve inherent uncertainty;
• sports predictions may be incorrect;
• statistical information may contain errors;
• Members may disagree with one another;
• premium Picks are not guaranteed to be successful;
• you are solely responsible for evaluating any information you rely upon; and
• any decision you make based upon Picks or Sports Information is made entirely at your own discretion and risk.

You further acknowledge that 1.ML shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or financial loss arising from your reliance upon any Pick, Sports Information, opinion, ranking, analysis, commentary, projection, or other content available through the Platform.

3.9 User Responsibility

Each User remains solely responsible for determining whether any Pick, opinion, analysis, statistical model, educational material, or Sports Information is appropriate for their own circumstances.

Nothing contained on the Platform constitutes legal advice, financial advice, investment advice, gambling advice, or any other form of regulated professional advice.

Users should conduct their own independent research and exercise their own judgment before making any decisions based upon information available through the Platform.

Your use of any Pick or Sports Information is entirely voluntary and entirely at your own risk.

By continuing to use the Platform, you expressly acknowledge and agree to these limitations and disclaimers.

4. Access to Our Site and Age Restrictions

4.1 Eligibility to Access the Platform

Access to 1.ML (1 MoneyLine) is offered solely to individuals and entities that are legally permitted to use our Platform under the laws applicable in their jurisdiction.

By accessing, browsing, registering for, or otherwise using the Platform, you represent and warrant that:

• you have the legal capacity and authority to enter into a binding agreement;
• you will comply with these Terms of Use and all applicable laws;
• all information you provide to 1.ML is accurate, complete, and current;
• you will not use the Platform for any unlawful, fraudulent, deceptive, or unauthorized purpose; and
• your use of the Platform will not violate any applicable local, state, federal, national, or international law or regulation.

If you do not meet these eligibility requirements, you must immediately discontinue your use of the Platform.

4.2 Minimum Age Requirement

The Platform is intended only for individuals who are at least eighteen (18) years of age, or the age of legal majority in their jurisdiction, whichever is greater.

By using the Platform, you represent and warrant that:

• you are at least eighteen (18) years old;
• you have reached the age of legal majority where you reside;
• you possess the legal capacity to enter into binding contracts; and
• you are legally permitted to access sports information services under applicable law.

If you are under the required age, you are strictly prohibited from accessing, registering for, or using any portion of the Platform.

4.3 No Access by Minors

1.ML does not knowingly collect personal information from individuals under the age of eighteen (18) or knowingly permit minors to register for Accounts.

If we become aware that a person under the required age has created an Account or accessed the Platform in violation of these Terms, we reserve the right, without prior notice, to:

• immediately suspend or terminate the Account;
• remove all associated User Content;
• delete account information where permitted by law;
• cancel subscriptions or memberships; and
• take any other action reasonably necessary to protect the integrity of the Platform.

Parents or legal guardians who believe that a minor has created an Account should contact us immediately so that appropriate action can be taken.

4.4 Geographic Availability

The availability of the Platform, certain features, subscriptions, creator tools, premium content, or other services may vary by country, state, province, territory, or jurisdiction.

1.ML reserves the right to restrict, suspend, or prohibit access to all or part of the Platform in any jurisdiction where:

• access would violate applicable law;
• regulatory requirements prohibit our services;
• sanctions or governmental restrictions apply;
• technical limitations exist; or
• we otherwise determine, in our sole discretion, that access should not be provided.

Nothing contained on the Platform should be interpreted as an invitation to use our services where such use would be unlawful.

4.5 Right to Restrict or Refuse Access

We reserve the absolute right, at any time and without prior notice where permitted by law, to:

• deny access to any visitor;
• suspend or terminate any Account;
• restrict access to specific features;
• block IP addresses or geographic regions;
• remove content;
• refuse registrations;
• discontinue subscriptions; or
• otherwise limit access to the Platform for any reason consistent with applicable law.

Such actions may be taken where we reasonably believe that a User has violated these Terms, applicable law, or engaged in conduct that may harm the Platform, our Members, or third parties.

4.6 Platform Availability

While we strive to provide uninterrupted access to the Platform, 1.ML does not guarantee that the Platform will always be available, uninterrupted, secure, or error-free.

Access may be interrupted or unavailable due to:

• scheduled maintenance;
• emergency maintenance;
• software updates;
• server failures;
• telecommunications interruptions;
• internet outages;
• cybersecurity incidents;
• hardware failures;
• acts of God;
• governmental actions;
• labor disputes;
• third-party service interruptions; or
• circumstances beyond our reasonable control.

We reserve the right to modify, suspend, discontinue, or remove any feature or portion of the Platform at any time without liability.

4.7 User Responsibility for Access

You are solely responsible for obtaining and maintaining all equipment, devices, internet connections, software, browsers, mobile services, and telecommunications services necessary to access the Platform.

You are also responsible for all fees charged by your internet service provider, mobile carrier, or other third-party service providers in connection with your access to the Platform.

1.ML shall not be responsible for any inability to access the Platform resulting from your equipment, internet connection, software configuration, or third-party service providers.

4.8 Account Security During Access

If you create an Account, you are solely responsible for maintaining the confidentiality of your login credentials, password, authentication methods, and any device used to access your Account.

You agree to:

• keep your password confidential;
• use strong authentication credentials;
• immediately notify us of any unauthorized use of your Account;
• promptly update your login information if compromised; and
• log out from shared or public devices after each session.

You are responsible for all activities conducted through your Account unless prohibited by applicable law.

4.9 Temporary Suspension of Access

1.ML may temporarily suspend access to all or part of the Platform without prior notice where reasonably necessary to:

• investigate suspected violations of these Terms;
• protect Members or third parties;
• maintain system security;
• prevent fraud;
• address technical issues;
• comply with legal obligations;
• implement software updates;
• perform maintenance; or
• respond to cybersecurity threats.

Whenever reasonably practicable, we will endeavor to restore access as quickly as possible.

4.10 Acceptance of Access Conditions

By accessing or continuing to use the Platform, you acknowledge and agree that your access is granted subject to these Terms of Use.

Your continued use of 1.ML (1 MoneyLine) constitutes your ongoing confirmation that you satisfy all eligibility requirements, comply with all applicable laws, meet the applicable age restrictions, and accept that access to the Platform may be modified, restricted, suspended, or terminated by 1.ML in accordance with these Terms.

6. Intellectual Property Rights

6.1 Ownership of Intellectual Property

Unless otherwise expressly stated, 1.ML (1 MoneyLine) and its licensors own and retain all worldwide right, title, and interest in and to the Platform, including all intellectual property rights associated with the Platform.

These rights include, without limitation:

• copyrights;
• trademarks;
• service marks;
• trade names;
• logos;
• domain names;
• software;
• source code;
• object code;
• databases;
• website design;
• user interfaces;
• graphics;
• artwork;
• icons;
• photographs;
• illustrations;
• videos;
• audio recordings;
• animations;
• documentation;
• APIs;
• algorithms;
• artificial intelligence technologies;
• machine learning models;
• proprietary analytics;
• business methods;
• trade secrets;
• confidential information; and
• all other intellectual property and proprietary rights recognized under applicable law.

All rights not expressly granted under these Terms are reserved by 1.ML.

6.2 Limited License

Subject to your compliance with these Terms, 1.ML grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Platform solely for your personal, lawful, and non-commercial use, unless otherwise authorized in writing.

This license does not transfer ownership of any intellectual property rights.

6.3 Restrictions

Except as expressly permitted by these Terms or applicable law, you may not:

• copy;
• reproduce;
• republish;
• distribute;
• sell;
• sublicense;
• rent;
• lease;
• modify;
• adapt;
• translate;
• reverse engineer;
• decompile;
• disassemble;
• scrape;
• crawl;
• mirror;
• frame;
• index;
• archive;
• create derivative works from;
• exploit commercially; or
• otherwise use any portion of the Platform or its Content without our prior written consent.

Automated access, bots, artificial intelligence training, data mining, and large-scale extraction of Platform Content are prohibited unless expressly authorized in writing by 1.ML.

6.4 Trademarks

The names 1.ML, 1 MoneyLine, related logos, branding, slogans, graphics, product names, service names, and other marks displayed on the Platform are trademarks, service marks, trade dress, or other proprietary rights owned by or licensed to 1.ML.

Nothing contained on the Platform grants any license or right to use any trademark without the prior written permission of the applicable owner.

Unauthorized use of any trademark is strictly prohibited.

6.5 User Content Ownership

You retain ownership of the intellectual property rights in any User Content that you lawfully submit to the Platform.

However, by uploading, publishing, displaying, transmitting, or otherwise making User Content available through the Platform, you grant 1.ML a worldwide, perpetual (to the extent permitted by law), irrevocable, royalty-free, fully paid, transferable, sublicensable, non-exclusive license to:

• host;
• store;
• copy;
• reproduce;
• publish;
• distribute;
• display;
• perform;
• modify;
• adapt;
• translate;
• index;
• analyze;
• improve;
• promote;
• advertise;
• market; and
• otherwise use your User Content in connection with operating, improving, promoting, and providing the Platform.

This license survives termination of your Account to the extent necessary to operate the Platform, preserve historical discussions, comply with legal obligations, or protect our legitimate business interests.

6.6 Creator Content

Creators retain ownership of their original Picks, articles, educational materials, videos, livestreams, graphics, and other original works they submit to the Platform.

By making such content available through 1.ML, Creators grant the licenses described in these Terms to enable us to host, distribute, market, display, and provide access to that content.

Nothing in these Terms transfers ownership of a Creator's original work to 1.ML.

6.7 Feedback

If you submit ideas, suggestions, recommendations, feature requests, improvements, comments, bug reports, or other feedback relating to the Platform ("Feedback"), you grant 1.ML a perpetual, irrevocable, worldwide, royalty-free, transferable license to use, modify, implement, commercialize, sublicense, and exploit such Feedback without restriction or compensation.

You acknowledge that we have no obligation to use your Feedback.

6.8 Artificial Intelligence

The Platform may utilize artificial intelligence, machine learning technologies, automated recommendations, analytics, or other advanced technologies.

All intellectual property associated with such technologies remains the exclusive property of 1.ML or its licensors.

Nothing contained within these Terms grants Users any ownership interest in our artificial intelligence systems, algorithms, models, software, datasets, or related technologies.

6.9 Reservation of Rights

Except for the limited rights expressly granted in these Terms, no license, ownership interest, or other right in any intellectual property is transferred to you.

Any unauthorized use of the Platform or its Content may violate copyright laws, trademark laws, patent laws, trade secret laws, and other applicable laws, and may result in civil or criminal liability.

7. Copyright Infringement Notices

7.1 Respect for Intellectual Property

1.ML respects the intellectual property rights of others and expects all Users, Members, Creators, and visitors to do the same.

Users may not upload, publish, transmit, distribute, or otherwise make available any content that infringes another person's copyright, trademark, patent, trade secret, publicity rights, or other intellectual property rights.

7.2 Reporting Copyright Infringement

If you believe that any material appearing on the Platform infringes your copyright or other intellectual property rights, you may submit a written Copyright Infringement Notice to 1.ML.

Your notice should include, where applicable:

• identification of the copyrighted work claimed to have been infringed;
• identification of the allegedly infringing material and its location on the Platform;
• your name, address, telephone number, and email address;
• a statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• a statement that the information contained in your notice is accurate;
• a statement made under penalty of perjury (where applicable) that you are authorized to act on behalf of the copyright owner; and
• your physical or electronic signature.

Incomplete notices may delay processing.

7.3 Review Process

Upon receipt of a properly submitted copyright complaint, 1.ML may, in its sole discretion:

• investigate the complaint;
• request additional information;
• temporarily disable access to the content;
• permanently remove allegedly infringing material;
• notify the affected User;
• suspend or terminate Accounts involved in repeated infringement; and
• take any other action permitted under applicable law.

Nothing in this section obligates 1.ML to independently investigate every allegation.

7.4 Counter-Notification

If your content has been removed because of an alleged copyright infringement and you believe the removal was made in error or that you possess the legal right to publish the material, you may submit a written counter-notification as permitted under applicable copyright law.

1.ML may restore the content if appropriate and where legally permitted.

7.5 Repeat Infringers

1.ML reserves the right to suspend or permanently terminate the Accounts of Users who repeatedly infringe the intellectual property rights of others.

We also reserve the right to remove content without prior notice where we reasonably believe that infringement has occurred.

7.6 No Liability

While 1.ML responds to properly submitted intellectual property complaints, we are not responsible for independently monitoring all User Content uploaded to the Platform.

Users remain solely responsible for ensuring that the content they publish does not violate the intellectual property rights of any third party.

7.7 Copyright Contact Information

Copyright infringement notices should be directed to:

1.ML (1 MoneyLine) Attn: Copyright Agent 840 South Rancho Drive Las Vegas, Nevada 89106 United States

Notices should include all information reasonably necessary for us to evaluate and respond to your claim. Submission of a knowingly false copyright claim or counter-notification may expose the submitting party to legal liability under applicable law.

8. User Content

8.1 Responsibility for User Content

1.ML (1 MoneyLine) allows Members to create, upload, publish, distribute, transmit, display, sell, or otherwise make available content through the Platform ("User Content").

User Content includes, but is not limited to:

• Picks;
• sports predictions;
• sports analysis;
• articles;
• comments;
• videos;
• livestreams;
• podcasts;
• graphics;
• images;
• profile information;
• biographies;
• usernames;
• ratings;
• reviews;
• educational materials;
• statistical analysis;
• messages;
• premium content;
• subscription content; and
• any other information submitted by Users.

You acknowledge and agree that you are solely responsible for all User Content that you create, upload, publish, distribute, or otherwise make available through the Platform.

8.2 Ownership of User Content

You retain ownership of any intellectual property rights that you lawfully own in your original User Content.

However, by submitting User Content to the Platform, you grant 1.ML the licenses described in these Terms to host, display, distribute, reproduce, store, index, promote, market, and otherwise operate the Platform.

Nothing contained in these Terms transfers ownership of your original intellectual property to 1.ML.

8.3 Your Representations and Warranties

By publishing User Content, you represent and warrant that:

• you own or control all necessary rights to the content;
• your content does not infringe the rights of any third party;
• your content complies with these Terms;
• your content is not fraudulent or misleading;
• your content does not violate any applicable law;
• you possess any required permissions, licenses, or releases; and
• your content may lawfully be displayed worldwide.

You remain solely responsible for any legal consequences arising from your User Content.

8.4 Community Standards

Users are expected to contribute respectfully and professionally.

You agree not to upload, publish, transmit, or distribute User Content that:

• is unlawful;
• defamatory;
• libelous;
• threatening;
• abusive;
• harassing;
• hateful;
• discriminatory;
• obscene;
• pornographic;
• violent;
• fraudulent;
• deceptive;
• invasive of another person's privacy;
• infringes intellectual property rights;
• contains malware or malicious code;
• impersonates another person;
• promotes illegal activity;
• promotes terrorism or criminal conduct;
• contains spam or unsolicited advertising;
• manipulates Platform rankings;
• artificially inflates performance statistics; or
• otherwise violates these Terms.

8.5 Sports Picks and Opinions

Picks, predictions, rankings, confidence ratings, statistical models, educational materials, and other sports opinions published by Members represent solely the opinions of the individual Member.

Publication of User Content does not constitute approval, endorsement, recommendation, verification, or certification by 1.ML.

Users remain solely responsible for evaluating the credibility and usefulness of any Pick or sports opinion.

8.6 Monitoring

Although 1.ML reserves the right to review, investigate, moderate, edit, remove, restrict, or disable access to User Content, we have no obligation to monitor every submission made by Users.

Our failure to remove particular content does not constitute approval of that content.

8.7 Removal of Content

We reserve the right, in our sole discretion and without prior notice where permitted by law, to remove, restrict, disable, edit, or refuse to publish User Content that we reasonably believe:

• violates these Terms;
• infringes intellectual property rights;
• violates applicable law;
• creates legal risk;
• threatens the security of the Platform;
• harms Members or third parties;
• damages the reputation of 1.ML; or
• is otherwise inappropriate for our community.

Removal of User Content does not limit any other remedies available to 1.ML.

8.8 Creator Responsibility

Creators selling premium Picks or subscriptions remain solely responsible for:

• the content they publish;
• the representations they make;
• compliance with applicable laws;
• tax obligations;
• licensing requirements;
• customer communications; and
• any warranties they independently provide.

1.ML is not a party to agreements between Creators and subscribers unless expressly stated otherwise.

8.9 No Compensation

Except where expressly agreed in writing, Users are not entitled to compensation for submitting User Content.

We may display, organize, recommend, promote, or remove User Content using automated systems, algorithms, editorial decisions, or other methods designed to improve the Platform.

8.10 Survival

The licenses granted to 1.ML regarding User Content survive termination of your Account to the extent necessary to maintain Platform functionality, preserve historical discussions, comply with legal obligations, enforce these Terms, or protect legitimate business interests.

9. Links to Our Site

9.1 Permission to Link

Subject to these Terms, you may create a hyperlink to the public pages of the 1.ML (1 MoneyLine) Platform provided that the link:

• is lawful;
• is accurate;
• does not damage our reputation;
• does not imply sponsorship, endorsement, partnership, or affiliation where none exists;
• does not misrepresent the relationship between you and 1.ML; and
• complies with all applicable laws.

Linking does not grant you any ownership or intellectual property rights in the Platform.

9.2 Prohibited Linking

You may not link to the Platform in a manner that:

• is misleading;
• is deceptive;
• is defamatory;
• is unlawful;
• associates 1.ML with illegal activities;
• damages our goodwill;
• suggests false endorsement;
• misuses our trademarks;
• violates intellectual property rights; or
• otherwise harms the Platform or its reputation.

9.3 Framing and Embedding

Without our prior written permission, you may not:

• frame the Platform;
• mirror the Platform;
• embed Platform pages within another website;
• display Platform content inside another service;
• alter the appearance of the Platform through embedded technologies; or
• otherwise present our content as your own.

9.4 Use of Logos and Branding

No person may use the 1.ML, 1 MoneyLine, logos, trademarks, graphics, branding, icons, or other proprietary materials in connection with any link without our prior written consent.

Nothing contained in these Terms grants permission to use our trademarks or branding.

9.5 Right to Withdraw Permission

We reserve the right, at any time and for any reason, to require that any link to the Platform be removed.

Upon receiving notice from us, you agree to promptly remove any link, branding, or reference identified in our request.

Failure to comply may result in legal action where appropriate.

9.6 No Responsibility for Linking Websites

The existence of a link to the Platform from another website does not imply that 1.ML approves, endorses, sponsors, verifies, or accepts responsibility for that website, its owners, products, services, or content.

Users who visit third-party websites that link to 1.ML do so entirely at their own risk.

9.7 Reservation of Rights

1.ML reserves all rights relating to its intellectual property, branding, reputation, goodwill, and online presence.

Nothing contained in this Section shall be interpreted as granting any license or permission beyond the limited right to create lawful hyperlinks in accordance with these Terms.

10. Links to Other Sites and Affiliated Sites

10.1 Third-Party Websites

The 1.ML (1 MoneyLine) Platform may contain links to third-party websites, mobile applications, services, social media platforms, payment processors, sportsbooks, affiliates, advertisers, sponsors, content providers, or other online resources ("Third-Party Sites") that are not owned, operated, or controlled by 1.ML.

These links are provided solely for convenience, informational purposes, community discussion, or to facilitate access to services that may be of interest to Users.

The inclusion of any link does not constitute or imply any endorsement, sponsorship, recommendation, approval, partnership, certification, or affiliation by 1.ML unless expressly stated.

10.2 No Responsibility for Third-Party Sites

1.ML has no control over the operation, content, policies, products, services, availability, security, privacy practices, business practices, or performance of Third-Party Sites.

Accordingly, 1.ML makes no representation or warranty regarding:

• the accuracy of information;
• reliability;
• legality;
• security;
• availability;
• quality of services;
• financial stability;
• customer service;
• privacy practices;
• regulatory compliance; or
• overall suitability of any Third-Party Site.

You acknowledge that your access to and use of any Third-Party Site is entirely at your own discretion and risk.

10.3 Third-Party Sportsbooks

The Platform may contain references to sportsbooks, betting operators, gaming companies, odds providers, fantasy sports operators, or gambling-related services operated entirely by independent third parties.

1.ML is not a sportsbook and does not operate, own, control, manage, or endorse any sportsbook.

Any decision to visit, register with, deposit funds into, or otherwise interact with a third-party sportsbook is made entirely at your own risk.

You are solely responsible for determining whether the use of any sportsbook is legal in your jurisdiction.

10.4 Affiliate Relationships

From time to time, 1.ML may participate in affiliate, referral, sponsorship, advertising, or promotional relationships with third parties.

If you purchase products or services through an affiliate link, 1.ML may receive compensation without increasing the price you pay.

Such relationships do not affect our commitment to maintaining the integrity of the Platform.

Unless expressly stated, affiliate relationships do not constitute endorsements or guarantees regarding the products or services offered by third parties.

10.5 Transactions with Third Parties

Any purchases, subscriptions, agreements, payments, contests, promotions, or other transactions conducted between you and a Third-Party Site are solely between you and that third party.

1.ML shall not be responsible for:

• payment disputes;
• billing errors;
• shipping issues;
• product defects;
• subscription cancellations;
• refunds;
• promotions;
• customer support;
• contract disputes; or
• any other matter arising from your dealings with third parties.

10.6 Third-Party Policies

When leaving the Platform, you become subject to the terms, privacy policies, cookie policies, and business practices of the applicable Third-Party Site.

You are encouraged to review those policies before providing personal information or engaging in any transaction.

10.7 Linked Content

Third-Party Sites may change, remove, or update their content at any time without notice.

1.ML is not responsible for broken links, unavailable websites, inaccurate information, outdated content, malware, security vulnerabilities, or other issues relating to Third-Party Sites.

10.8 Reservation of Rights

We reserve the right to add, modify, remove, or disable links to Third-Party Sites at any time without notice.

Nothing contained within this Section creates any partnership, joint venture, agency relationship, or endorsement unless expressly stated by 1.ML.

11. Safety and Security

11.1 Our Commitment to Security

1.ML is committed to providing a safe, secure, and trustworthy environment for Members, Creators, subscribers, and visitors.

We continuously work to improve the security, integrity, availability, and reliability of the Platform through administrative, technical, and organizational safeguards.

However, no website, online platform, mobile application, database, network, or electronic communication system can ever be guaranteed to be completely secure.

11.2 User Responsibility

You are responsible for maintaining the security of your Account and any devices used to access the Platform.

You agree to:

• maintain strong passwords;
• use unique login credentials;
• enable multi-factor authentication where available;
• keep your software updated;
• protect your devices from unauthorized access;
• immediately report suspected security incidents; and
• promptly notify us if you believe your Account has been compromised.

11.3 Account Security

You are solely responsible for all activity occurring under your Account.

You must not:

• share your password;
• allow another person to access your Account;
• purchase or sell Accounts;
• attempt unauthorized access to another User's Account; or
• bypass authentication systems.

Failure to protect your Account may result in unauthorized activity for which you may remain responsible.

11.4 Platform Security

To protect the Platform, 1.ML may employ security technologies including, but not limited to:

• encryption;
• authentication systems;
• fraud detection;
• automated monitoring;
• artificial intelligence;
• access controls;
• intrusion detection;
• firewalls;
• rate limiting;
• audit logging;
• risk analysis;
• account verification; and
• other commercially reasonable security measures.

The specific technologies used may change over time without notice.

11.5 Prohibited Security Activities

Users may not attempt to:

• gain unauthorized access to the Platform;
• bypass authentication systems;
• probe or scan Platform vulnerabilities;
• interfere with security features;
• perform penetration testing without authorization;
• distribute malware;
• introduce viruses;
• deploy ransomware;
• launch denial-of-service attacks;
• scrape protected content;
• automate unauthorized access;
• intercept communications;
• reverse engineer security systems; or
• otherwise compromise Platform security.

Any such activity may result in immediate termination of your Account and referral to law enforcement where appropriate.

11.6 Reporting Security Issues

If you discover a potential vulnerability or security issue relating to the Platform, we encourage responsible disclosure.

You agree not to publicly disclose any security vulnerability until 1.ML has had a reasonable opportunity to investigate and address the issue.

Reports should include sufficient detail to enable our security team to reproduce and investigate the issue.

11.7 Personal Information

While we employ reasonable safeguards to protect personal information, transmission of information over the Internet is never completely secure.

Accordingly, Users acknowledge that they provide information to the Platform at their own risk.

Additional information regarding our handling of personal information is available in our Privacy Policy.

11.8 Third-Party Security

Certain Platform functions rely upon third-party providers including payment processors, hosting providers, cloud services, analytics providers, communication providers, identity verification providers, and other technology partners.

Although we carefully select service providers, we cannot guarantee the security practices of independent third parties.

11.9 No Security Guarantee

While 1.ML strives to maintain a secure Platform, we do not warrant or guarantee that:

• the Platform will always be free from vulnerabilities;
• unauthorized access will never occur;
• data transmission will always be secure;
• cyberattacks can always be prevented;
• information will never be intercepted; or
• the Platform will always operate without interruption.

Users acknowledge these inherent risks associated with Internet-based services.

11.10 Reservation of Rights

To protect the Platform and its Users, 1.ML reserves the right to investigate suspected security incidents, restrict access, suspend Accounts, implement emergency security measures, cooperate with law enforcement, preserve evidence, and take any action reasonably necessary to maintain the integrity and security of the Platform.

17. Legal Compliance

17.1 Compliance with Applicable Laws

By accessing or using 1.ML (1 MoneyLine) (the "Platform"), you agree to comply with all applicable local, municipal, state, provincial, federal, national, and international laws, regulations, rules, ordinances, court orders, and governmental requirements that apply to your use of the Platform.

You are solely responsible for ensuring that your access to and use of the Platform is lawful in your jurisdiction.

17.2 User Responsibility

You acknowledge and agree that it is your sole responsibility to determine whether:

• your use of the Platform is lawful;
• access to sports information services is permitted in your jurisdiction;
• purchasing subscriptions is lawful;
• selling Picks or premium content is lawful;
• any tax obligations apply to your activities;
• any licensing requirements apply to your activities; and
• any reporting obligations exist under applicable law.

1.ML does not provide legal advice regarding the laws of your jurisdiction.

17.3 No Illegal Activity

Users may not use the Platform to:

• violate any law;
• facilitate criminal activity;
• engage in fraud;
• launder money;
• finance terrorism;
• evade sanctions;
• commit identity theft;
• distribute malware;
• infringe intellectual property;
• harass or threaten others;
• manipulate sporting events;
• engage in match fixing;
• distribute illegal content; or
• otherwise use the Platform for unlawful purposes.

Any suspected unlawful activity may result in immediate suspension or termination of your Account.

17.4 International Users

The Platform may be accessed from countries throughout the world.

1.ML makes no representation that the Platform, its Content, or its services are appropriate or available in every jurisdiction.

Users who choose to access the Platform from outside the United States do so on their own initiative and remain solely responsible for compliance with local laws.

17.5 Export Control and Sanctions

You represent and warrant that you are not:

• located in a country or territory subject to comprehensive trade sanctions or embargoes applicable to 1.ML;
• identified on any applicable government list of prohibited or restricted parties;
• acting on behalf of a sanctioned individual or entity; or
• using the Platform in violation of applicable export control or sanctions laws.

You agree not to export, re-export, transfer, or otherwise make available the Platform or any related technology in violation of applicable export control laws.

17.6 Anti-Fraud

1.ML reserves the right to investigate any activity that we reasonably believe may involve fraud, abuse, money laundering, unauthorized access, deceptive practices, payment fraud, identity theft, or other unlawful conduct.

We may cooperate with financial institutions, payment processors, law enforcement agencies, regulators, and governmental authorities where permitted or required by law.

17.7 Government Requests

Where permitted or required by applicable law, 1.ML may disclose information in response to:

• lawful subpoenas;
• court orders;
• search warrants;
• regulatory investigations;
• governmental requests;
• law enforcement investigations; or
• other legally binding legal processes.

Nothing in these Terms limits our ability to comply with applicable legal obligations.

17.8 Regulatory Changes

Laws governing online services, digital platforms, sports information, payments, privacy, artificial intelligence, and related technologies may change over time.

1.ML reserves the right to modify its services, policies, business practices, or these Terms to comply with evolving legal or regulatory requirements.

17.9 Reservation of Rights

Nothing contained within these Terms shall be interpreted as limiting any legal rights or remedies available to 1.ML under applicable law.

We reserve the right to investigate suspected violations, cooperate with governmental authorities, pursue civil remedies, seek injunctive relief, and take any action reasonably necessary to protect the Platform, our Users, and our legal interests.

18. Our Liability

18.1 General Limitation of Liability

To the fullest extent permitted by applicable law, 1.ML (1 MoneyLine), its parent companies, subsidiaries, affiliates, licensors, officers, directors, employees, contractors, consultants, agents, successors, assigns, and service providers shall not be liable for any loss or damage arising from or relating to your access to or use of the Platform.

Your use of the Platform is entirely voluntary and at your own risk.

18.2 No Liability for User Content

Because the Platform allows Members to publish User Content, Picks, comments, sports analysis, rankings, predictions, educational materials, and other information, 1.ML is not responsible for the accuracy, legality, reliability, completeness, or quality of such content.

Users remain solely responsible for evaluating any information published by other Members.

18.3 No Liability for Picks

1.ML shall not be responsible for any losses arising from your reliance upon:

• Picks;
• sports predictions;
• statistical models;
• rankings;
• confidence ratings;
• commentary;
• educational materials;
• historical statistics;
• artificial intelligence recommendations; or
• any other Sports Information available through the Platform.

No Pick or prediction is guaranteed to be accurate.

18.4 No Liability for Third Parties

1.ML assumes no responsibility for:

• third-party sportsbooks;
• payment processors;
• advertisers;
• sponsors;
• affiliate partners;
• hosting providers;
• internet service providers;
• cloud service providers;
• social media platforms;
• software providers; or
• other third-party services.

Any interactions with third parties are solely between you and the applicable third party.

18.5 Technical Issues

We shall not be liable for losses arising from:

• system failures;
• maintenance;
• software bugs;
• server outages;
• interrupted service;
• telecommunications failures;
• internet outages;
• corrupted data;
• delayed transmissions;
• cybersecurity incidents;
• denial-of-service attacks;
• unauthorized access; or
• other technical disruptions beyond our reasonable control.

18.6 Financial Losses

To the fullest extent permitted by law, 1.ML shall not be liable for:

• lost profits;
• lost business opportunities;
• lost revenue;
• investment losses;
• gambling losses;
• subscription losses;
• trading losses;
• loss of goodwill;
• reputational harm;
• business interruption;
• loss of anticipated savings; or
• indirect economic losses.

18.7 Types of Damages Excluded

Except where prohibited by applicable law, 1.ML shall not be liable for any:

• indirect damages;
• incidental damages;
• consequential damages;
• special damages;
• exemplary damages;
• punitive damages; or
• economic damages,

whether arising in contract, tort (including negligence), statute, strict liability, or otherwise.

18.8 Liability Cap

To the fullest extent permitted by law, the maximum aggregate liability of 1.ML arising out of or relating to the Platform or these Terms shall not exceed the greater of:

• the total amount actually paid by you to 1.ML during the twelve (12) months immediately preceding the event giving rise to the claim; or

• One Hundred United States Dollars (US $100.00).

This limitation applies regardless of the form of action and even if any remedy fails of its essential purpose.

18.9 Force Majeure

1.ML shall not be liable for any failure or delay resulting from events beyond our reasonable control, including:

• acts of God;
• floods;
• fires;
• earthquakes;
• hurricanes;
• pandemics;
• epidemics;
• governmental actions;
• war;
• terrorism;
• labor disputes;
• utility failures;
• internet outages;
• cyberattacks;
• software failures; or
• failures of third-party service providers.

18.10 User Responsibility

You acknowledge that you are solely responsible for:

• your Account;
• your decisions;
• your reliance on Picks;
• your purchases;
• your interactions with other Members;
• your compliance with applicable laws; and
• your use of the Platform.

Nothing contained on the Platform guarantees success, profits, or particular outcomes.

18.11 Consumer Rights

Nothing contained in this Section excludes or limits liability that cannot lawfully be excluded under applicable law.

Where mandatory consumer protection laws apply, those rights remain unaffected.

18.12 Survival

The limitations of liability contained in this Section shall survive the termination of your Account, the termination of these Terms, and the discontinuation of the Platform, to the fullest extent permitted by applicable law.

19. Viruses, Malware and Security

19.1 Security Commitment

1.ML (1 MoneyLine) is committed to maintaining a secure, reliable, and trustworthy Platform. We employ commercially reasonable administrative, technical, and organizational safeguards designed to protect the integrity, confidentiality, and availability of our systems and services.

While we continually improve our security measures, no Internet-based platform, website, software application, cloud service, database, or electronic communications network can ever be guaranteed to be completely secure.

Accordingly, your use of the Platform is at your own risk.

19.2 No Warranty of Security

To the fullest extent permitted by applicable law, 1.ML does not warrant or guarantee that:

• the Platform will always be free from viruses;
• malware will never be introduced;
• ransomware attacks can always be prevented;
• unauthorized access will never occur;
• data transmissions will always remain secure;
• files downloaded from the Platform will always be free of malicious software;
• cybersecurity incidents can always be prevented; or
• security vulnerabilities will never exist.

Users acknowledge these inherent risks associated with using online services.

19.3 User Responsibilities

You are responsible for protecting your own devices, accounts, networks, and information.

You agree to:

• maintain updated antivirus software;
• use reputable anti-malware protection;
• install security updates promptly;
• use strong passwords;
• enable multi-factor authentication where available;
• secure your internet connection;
• maintain current operating system updates;
• protect your login credentials; and
• immediately report suspected unauthorized access to your Account.

19.4 Prohibited Activities

You agree that you will not knowingly:

• upload viruses;
• distribute malware;
• transmit ransomware;
• introduce spyware;
• distribute Trojan horses;
• install worms;
• deploy bots designed to damage the Platform;
• launch denial-of-service attacks;
• interfere with Platform security;
• exploit software vulnerabilities;
• bypass authentication systems;
• gain unauthorized access;
• intercept communications;
• modify security controls;
• reverse engineer security systems; or
• otherwise compromise the integrity or security of the Platform.

19.5 Security Monitoring

To protect the Platform, its Users, and our infrastructure, 1.ML reserves the right to:

• monitor network activity;
• detect suspicious behavior;
• investigate security incidents;
• block malicious traffic;
• temporarily suspend Accounts;
• disable compromised Accounts;
• preserve security logs;
• cooperate with law enforcement; and
• implement emergency security measures whenever reasonably necessary.

Monitoring may be performed using automated systems, artificial intelligence, fraud detection tools, or other security technologies.

19.6 Third-Party Providers

The Platform relies upon third-party providers including cloud hosting companies, payment processors, internet service providers, analytics providers, content delivery networks, communication providers, and cybersecurity vendors.

Although we carefully select reputable providers, we do not control or guarantee the security practices of independent third parties.

19.7 Reporting Security Issues

If you discover a vulnerability, suspected malware, unauthorized access, or other security issue affecting the Platform, you should promptly notify 1.ML using our designated contact information.

You agree not to publicly disclose any security vulnerability until we have had a reasonable opportunity to investigate and address the issue.

19.8 Reservation of Rights

Where reasonably necessary to protect the Platform, Members, or third parties, 1.ML reserves the right to:

• restrict access;
• suspend Accounts;
• block IP addresses;
• terminate sessions;
• preserve evidence;
• investigate security incidents;
• cooperate with law enforcement agencies;
• implement emergency security updates; and
• take any action reasonably necessary to maintain Platform security.

20. Acceptable Usage Policy and Termination

20.1 Acceptable Use

You agree to use 1.ML (1 MoneyLine) only for lawful purposes and in accordance with these Terms of Use.

Your use of the Platform must respect the rights of other Users, the integrity of the Platform, applicable laws, and the reputation of 1.ML.

20.2 Prohibited Conduct

You agree that you will not:

• violate any applicable law or regulation;
• engage in fraudulent activity;
• impersonate another person or organization;
• create fake Accounts;
• misrepresent your identity;
• publish false or misleading information;
• manipulate Picks or statistics;
• artificially inflate rankings or performance records;
• engage in harassment or intimidation;
• threaten other Users;
• stalk or bully any individual;
• publish defamatory content;
• upload unlawful material;
• infringe intellectual property rights;
• interfere with Platform operations;
• distribute spam or unsolicited communications;
• introduce malicious software;
• attempt unauthorized access;
• interfere with security measures;
• exploit software vulnerabilities;
• scrape Platform data without authorization;
• use automated bots except where expressly authorized;
• attempt to reverse engineer the Platform;
• collect personal information without consent;
• engage in deceptive marketing practices;
• manipulate subscriptions or billing systems; or
• otherwise use the Platform in a manner that could harm 1.ML or its Users.

20.3 Creator Responsibilities

Creators offering premium Picks, subscriptions, educational materials, or other paid content agree to:

• provide truthful information;
• accurately describe their services;
• comply with applicable laws;
• respect intellectual property rights;
• refrain from deceptive or misleading claims;
• avoid guaranteeing sports outcomes or financial results; and
• conduct themselves professionally within the community.

Creators remain solely responsible for the content they publish.

20.4 Community Conduct

Members are expected to treat one another with respect.

Harassment, intimidation, abusive language, discrimination, hate speech, threats, doxxing, or conduct intended to create a hostile environment may result in disciplinary action, including permanent termination of your Account.

20.5 Enforcement

If we reasonably believe that you have violated these Terms or engaged in conduct that threatens the Platform or its Users, 1.ML may, in its sole discretion and without prior notice where permitted by law:

• remove User Content;
• issue warnings;
• restrict Platform features;
• suspend your Account;
• permanently terminate your Account;
• cancel subscriptions;
• refuse future registrations;
• block IP addresses;
• report unlawful activity to law enforcement; and
• pursue any other remedies available under applicable law.

20.6 Suspension

We may temporarily suspend your Account while investigating:

• suspected fraud;
• security incidents;
• payment disputes;
• copyright complaints;
• intellectual property violations;
• abusive behavior;
• policy violations; or
• any activity that may expose 1.ML or other Users to legal or security risks.

During suspension, some or all Platform features may be unavailable.

20.7 Termination by You

You may terminate your Account at any time by following the procedures available through the Platform.

Termination of your Account does not automatically cancel recurring subscriptions unless separately cancelled in accordance with our billing procedures.

Outstanding payment obligations remain your responsibility.

20.8 Termination by 1.ML

We reserve the right to terminate or permanently disable your Account immediately if we reasonably determine that you have:

• materially violated these Terms;
• engaged in unlawful conduct;
• committed fraud;
• repeatedly infringed intellectual property rights;
• endangered Platform security;
• harassed other Members;
• manipulated Platform systems;
• provided false registration information; or
• otherwise jeopardized the integrity or reputation of the Platform.

20.9 Effect of Termination

Following termination, we may:

• disable your access;
• remove User Content where appropriate;
• retain records required by law;
• preserve evidence relating to disputes or investigations;
• enforce outstanding payment obligations;
• pursue legal remedies; and
• continue exercising any rights that survive termination under these Terms.

Termination does not affect rights or obligations that accrued prior to termination.

20.10 Survival

The following provisions shall survive termination of your Account or these Terms to the fullest extent permitted by applicable law:

• intellectual property rights;
• payment obligations;
• indemnification;
• disclaimers;
• limitation of liability;
• dispute resolution;
• governing law;
• confidentiality obligations;
• licenses granted to 1.ML regarding User Content; and
• any other provisions that by their nature are intended to survive termination.

20.11 Reservation of Rights

Nothing in this Section limits any legal or equitable remedies available to 1.ML.

We reserve the right to seek injunctive relief, damages, attorneys' fees where recoverable, and any other remedies available under applicable law to protect the Platform, our intellectual property, our Users, and our business interests.

By continuing to access or use 1.ML (1 MoneyLine), you acknowledge that you have read, understood, and agree to comply with this Acceptable Usage Policy and understand that violations may result in suspension or permanent termination of your access to the Platform.

21. Privacy and Cookies

21.1 Our Commitment to Privacy

At 1.ML (1 MoneyLine) ("1.ML," "We," "Us," or "Our"), we recognize the importance of protecting your privacy and handling your personal information responsibly. We are committed to maintaining appropriate administrative, technical, and organizational safeguards designed to protect the personal information entrusted to us.

This Privacy and Cookies section explains, in general terms, how we collect, use, store, disclose, and protect information when you access or use the Platform. Additional details may be provided in our separate Privacy Policy, which forms part of these Terms of Use where applicable.

By accessing or using the Platform, you acknowledge that you have read and understood our privacy practices.

21.2 Information We May Collect

Depending on how you use the Platform, we may collect information including:

• your name;
• username;
• display name;
• email address;
• telephone number;
• mailing address;
• billing information;
• payment information (processed through third-party providers);
• profile photographs;
• subscription information;
• Picks and User Content;
• messages submitted through the Platform;
• customer support communications;
• IP address;
• browser information;
• operating system;
• device identifiers;
• mobile device information;
• cookies;
• session identifiers;
• location information where permitted;
• analytics information;
• usage statistics; and
• other information necessary to provide and improve the Platform.

The specific information collected depends upon your interaction with the Platform and the features you choose to use.

21.3 How We Use Information

We may use collected information to:

• provide Platform services;
• create and manage Accounts;
• authenticate Users;
• process subscriptions;
• facilitate payments;
• provide customer support;
• communicate with Users;
• improve Platform functionality;
• personalize user experiences;
• detect fraud;
• enhance Platform security;
• investigate violations;
• perform analytics;
• develop new products;
• comply with legal obligations;
• protect our legal rights; and
• otherwise operate our business.

21.4 Cookies and Similar Technologies

The Platform may use cookies, web beacons, pixels, local storage, SDKs, device identifiers, and similar technologies ("Cookies") to improve functionality and user experience.

Cookies may be used to:

• remember login sessions;
• maintain security;
• authenticate Users;
• remember user preferences;
• improve Platform performance;
• measure website traffic;
• personalize content;
• provide analytics;
• prevent fraud;
• detect abuse; and
• improve future services.

Some Cookies are essential for the operation of the Platform, while others help us understand how the Platform is used.

21.5 Cookie Preferences

Depending upon your location and applicable law, you may have the ability to accept, reject, or customize certain categories of Cookies through your browser settings or our Cookie preferences interface.

Disabling certain Cookies may affect the availability or functionality of portions of the Platform.

21.6 Third-Party Technologies

We may utilize third-party providers for:

• website analytics;
• payment processing;
• advertising;
• authentication;
• customer support;
• hosting;
• cloud computing;
• content delivery;
• security services;
• performance monitoring; and
• communication services.

These providers may use Cookies or similar technologies subject to their own privacy policies.

1.ML does not control the privacy practices of independent third-party providers.

21.7 Marketing Communications

With your consent where required by law, we may send:

• newsletters;
• promotional emails;
• service announcements;
• product updates;
• security notifications;
• educational content; and
• marketing communications.

You may unsubscribe from promotional communications at any time by using the unsubscribe instructions contained within those communications or by updating your Account preferences.

Service-related communications may continue where necessary for the operation of your Account.

21.8 Data Retention

We retain personal information only for as long as reasonably necessary to:

• provide our services;
• comply with legal obligations;
• resolve disputes;
• enforce these Terms;
• prevent fraud;
• maintain security; and
• protect our legitimate business interests.

Retention periods may vary depending upon the type of information involved and applicable legal requirements.

21.9 Privacy Policy

Our separate Privacy Policy may provide additional details regarding our privacy practices, legal bases for processing, international transfers, user rights, and data management procedures.

To the extent permitted by law, our Privacy Policy is incorporated into these Terms by reference.

21.10 Changes to Privacy Practices

We reserve the right to modify our privacy practices and Cookie policies from time to time.

Material changes will be communicated where required by applicable law.

Continued use of the Platform following any updates constitutes your acceptance of the revised privacy practices to the extent permitted by law.

22. Data Protection

22.1 Our Commitment

1.ML is committed to protecting personal information using commercially reasonable administrative, technical, and organizational safeguards designed to reduce the risk of unauthorized access, alteration, disclosure, or destruction.

However, no security system can guarantee absolute protection against every possible threat.

22.2 Lawful Processing

Where applicable, personal information will be processed only where an appropriate legal basis exists under applicable data protection laws.

Depending upon your jurisdiction, processing may be based upon:

• your consent;
• contractual necessity;
• compliance with legal obligations;
• legitimate business interests;
• protection of vital interests; or
• other lawful grounds recognized under applicable law.

22.3 Security Measures

To help protect information, 1.ML may employ measures including:

• encryption;
• access controls;
• authentication systems;
• firewalls;
• intrusion detection;
• fraud monitoring;
• audit logging;
• network security;
• secure hosting;
• vulnerability management;
• employee training; and
• other commercially reasonable security controls.

Security practices may evolve over time as technology and threats change.

22.4 User Responsibilities

Users also play an important role in protecting personal information.

You agree to:

• protect your login credentials;
• use secure passwords;
• promptly report suspected unauthorized access;
• maintain updated software;
• protect your devices;
• avoid sharing sensitive credentials; and
• immediately notify us if you believe your Account has been compromised.

22.5 International Data Transfers

Depending upon where you access the Platform, your personal information may be transferred to, processed in, or stored in countries outside your country of residence.

By using the Platform, you acknowledge and consent to such transfers where permitted by applicable law.

Where required, 1.ML will implement appropriate safeguards designed to protect transferred personal information.

22.6 User Rights

Depending upon applicable law, you may have certain rights regarding your personal information, including the right to request:

• access;
• correction;
• deletion;
• restriction of processing;
• data portability;
• objection to certain processing activities;
• withdrawal of consent where consent is the basis for processing; and
• other rights provided under applicable law.

Requests will be processed in accordance with applicable legal requirements.

22.7 Data Breaches

If we become aware of a personal data breach requiring notification under applicable law, we will provide notice to affected individuals and appropriate regulatory authorities within the timeframes required by applicable law.

Nothing in this Section guarantees that security incidents will never occur.

22.8 Third-Party Service Providers

We may share personal information with trusted third-party service providers who assist us in operating the Platform, including providers of:

• payment processing;
• hosting;
• cloud infrastructure;
• analytics;
• customer support;
• communications;
• identity verification;
• fraud prevention; and
• cybersecurity services.

Such providers may process personal information only as reasonably necessary to provide their services or as otherwise permitted by applicable law.

22.9 Government Requests

We may disclose personal information where required or permitted by law in response to:

• court orders;
• subpoenas;
• search warrants;
• regulatory investigations;
• law enforcement requests; or
• other legally binding governmental processes.

We may also disclose information where reasonably necessary to protect the rights, safety, security, or property of 1.ML, our Users, or others.

22.10 Limitation

While 1.ML employs commercially reasonable safeguards, no electronic storage system, cloud service, website, or internet transmission can be guaranteed to be completely secure.

Accordingly, you acknowledge that you provide information to the Platform at your own risk.

22.11 Updates

We reserve the right to update our data protection practices as technology, legal requirements, industry standards, or our business operations evolve.

Any material updates will be communicated where required by applicable law.

Continued use of the Platform following such updates constitutes your acceptance of the revised data protection practices to the extent permitted by law.

23. Communications from Us

23.1 Consent to Electronic Communications

By creating an Account, accessing, or using 1.ML (1 MoneyLine) (the "Platform"), you consent to receive communications from 1.ML, including communications delivered electronically.

You agree that electronic communications satisfy any legal requirement that such communications be in writing, to the fullest extent permitted by applicable law.

Electronic communications may include notices, disclosures, agreements, invoices, billing statements, receipts, security alerts, legal notices, policy updates, marketing communications (where permitted by law), customer support responses, and other information relating to your use of the Platform.

23.2 Methods of Communication

1.ML may communicate with you through one or more of the following methods:

• email;
• notifications within your Account;
• website notices;
• mobile application notifications;
• SMS or text messages (where permitted and where you have provided your number);
• telephone communications;
• postal mail;
• customer support communications; or
• any other lawful communication method associated with your Account.

You are responsible for maintaining current and accurate contact information.

23.3 Account Information

You agree to promptly update your Account whenever your:

• email address;
• mailing address;
• telephone number;
• payment information; or
• other contact details

change.

1.ML shall not be responsible for communications that are not received because you failed to maintain current Account information.

23.4 Service Communications

Certain communications are necessary for the operation and security of the Platform.

These may include:

• Account verification;
• password reset requests;
• login alerts;
• fraud prevention notices;
• payment confirmations;
• subscription renewals;
• billing notices;
• security alerts;
• maintenance notifications;
• changes to services;
• customer support responses; and
• other operational communications.

These communications are considered essential to the operation of the Platform and may continue even if you opt out of receiving marketing communications.

23.5 Marketing Communications

Where permitted by applicable law, 1.ML may send promotional communications regarding:

• new Platform features;
• premium subscriptions;
• Creator content;
• product announcements;
• educational resources;
• promotions;
• special offers;
• surveys;
• newsletters;
• events; and
• other information relating to the Platform.

You may opt out of promotional communications at any time by using the unsubscribe mechanism included in those communications or by updating your communication preferences.

Opting out of marketing communications does not affect your receipt of essential service-related communications.

23.6 Electronic Records

You agree that 1.ML may maintain electronic records of communications, transactions, Account activity, support requests, payment records, acknowledgments, notices, and other interactions relating to your use of the Platform.

Such records may be retained for legal, operational, security, audit, regulatory, fraud prevention, dispute resolution, or business purposes in accordance with applicable law.

23.7 Recording of Communications

Where permitted by applicable law, telephone calls, customer support communications, online chats, virtual meetings, or other communications with 1.ML may be monitored or recorded for purposes including:

• quality assurance;
• employee training;
• fraud prevention;
• dispute resolution;
• security;
• compliance; and
• improving customer service.

By communicating with us through recorded channels, you consent to such monitoring or recording where legally permitted.

23.8 Failure to Receive Communications

You acknowledge that spam filters, internet service interruptions, incorrect contact information, device failures, software issues, or circumstances beyond our control may prevent you from receiving communications.

1.ML shall not be liable for any loss or damage arising from your failure to receive communications that were properly transmitted.

23.9 Reservation of Rights

1.ML reserves the right to communicate with Users regarding the Platform whenever reasonably necessary to:

• administer Accounts;
• maintain security;
• comply with legal obligations;
• protect our rights;
• investigate fraud;
• enforce these Terms;
• improve our services; or
• otherwise operate the Platform.

24. Changes to these Terms of Use

24.1 Right to Modify

1.ML reserves the right, at any time and in its sole discretion, to amend, revise, supplement, replace, or otherwise modify these Terms of Use, any incorporated policies, and any guidelines governing the use of the Platform.

Changes may become necessary due to:

• changes in applicable law;
• regulatory requirements;
• technological developments;
• new Platform features;
• business operations;
• security improvements;
• industry standards;
• judicial decisions; or
• other legitimate business reasons.

24.2 Effective Date

Unless otherwise specified, revised Terms become effective upon their publication on the Platform or on another effective date specified by 1.ML.

The "Last Updated" date appearing at the beginning of these Terms indicates when the most recent revision became effective.

24.3 Notice of Changes

Where required by applicable law or where we consider it appropriate, we may notify Users of material changes by:

• email;
• Account notifications;
• website announcements;
• mobile application notifications;
• banners displayed on the Platform; or
• other reasonable communication methods.

Minor editorial changes, formatting updates, corrections, or non-material modifications may be made without individual notice.

24.4 User Responsibility

You are responsible for periodically reviewing these Terms to remain informed of any updates.

Continued access to or use of the Platform following the effective date of revised Terms constitutes your acceptance of those revised Terms to the fullest extent permitted by applicable law.

If you do not agree to the revised Terms, you must immediately discontinue your use of the Platform and, where applicable, cancel your Account and any active subscriptions.

24.5 Changes to Services

In addition to modifying these Terms, 1.ML reserves the right to:

• introduce new services;
• discontinue existing services;
• modify Platform functionality;
• change subscription offerings;
• revise pricing;
• add or remove features;
• update software;
• modify Creator tools;
• implement new technologies; and
• otherwise evolve the Platform.

Such operational changes do not necessarily require an amendment to these Terms.

24.6 No Waiver

Failure by 1.ML to enforce any provision of these Terms following a revision shall not constitute a waiver of any legal right or remedy.

All rights reserved under these Terms continue to apply following any amendments.

24.7 Previous Versions

Previous versions of these Terms are superseded upon the effective date of the revised Terms unless expressly stated otherwise.

These Terms constitute the current governing agreement between you and 1.ML regarding your use of the Platform.

24.8 Reservation of Rights

Nothing contained in this Section limits the legal right of 1.ML to modify its policies, procedures, products, services, pricing, Platform functionality, or business operations where permitted by applicable law.

Any modifications shall be implemented in accordance with applicable legal requirements and shall become binding upon Users as described in these Terms.

25. Contacting Us

25.1 Contact Information

If you have any questions, comments, concerns, requests, legal notices, copyright notifications, technical support inquiries, or other communications regarding these Terms of Use or the 1.ML (1 MoneyLine) Platform, you may contact us using the information below.

1.ML (1 MoneyLine) 840 South Rancho Drive Las Vegas, Nevada 89106 United States of America

We encourage Users to provide sufficient detail when contacting us so that we may investigate and respond as efficiently as possible.

25.2 Customer Support

Our customer support team may assist with matters including, but not limited to:

• Account access;
• password recovery;
• subscription inquiries;
• billing questions;
• payment issues;
• Creator services;
• premium content;
• technical support;
• reporting abusive conduct;
• reporting security concerns;
• copyright complaints;
• trademark concerns;
• fraud reports;
• privacy requests;
• general Platform questions; and
• other customer service matters.

Support requests are generally handled in the order they are received; however, security incidents, legal matters, and urgent issues may receive priority handling.

25.3 Legal Notices

Formal legal notices relating to these Terms, disputes, intellectual property claims, subpoenas, governmental requests, or other legal matters should be sent to the business address listed above unless another contact method has been specifically designated by 1.ML.

Nothing in this Section limits our ability to designate additional contact methods for specific legal matters.

25.4 Security Reports

If you believe that you have identified:

• unauthorized access;
• security vulnerabilities;
• suspected fraud;
• identity theft;
• malware;
• phishing attempts;
• compromised Accounts; or
• other security concerns,

you should notify 1.ML as soon as reasonably possible.

We appreciate responsible disclosure of security issues and request that potential vulnerabilities not be publicly disclosed until we have had a reasonable opportunity to investigate and address them.

25.5 Copyright and Intellectual Property

Questions relating to copyright infringement, trademark rights, intellectual property ownership, licensing, or other intellectual property matters should be submitted with sufficient information to enable us to evaluate the request.

Incomplete submissions may delay our ability to respond.

25.6 Privacy Requests

Depending upon applicable law, Users may submit requests concerning their personal information, including requests relating to:

• access;
• correction;
• deletion;
• restriction of processing;
• portability;
• withdrawal of consent; or
• other rights available under applicable data protection laws.

We will review and respond to such requests in accordance with applicable legal requirements.

25.7 Communications

By contacting 1.ML, you acknowledge that communications with us may be retained for:

• customer support;
• quality assurance;
• security;
• fraud prevention;
• compliance;
• dispute resolution;
• legal obligations; and
• improving our services.

Where permitted by law, certain communications may be monitored or recorded.

25.8 Business Hours

Although we strive to respond promptly, response times may vary depending upon:

• the complexity of your request;
• applicable legal requirements;
• holidays;
• weekends;
• staffing availability;
• technical issues; or
• other operational considerations.

Nothing contained in this Section guarantees a specific response time.

25.9 Reservation of Rights

Nothing contained in this Section limits any legal rights or remedies available to 1.ML.

We reserve the right to determine the most appropriate method for responding to inquiries, complaints, legal notices, and other communications.

26. Law and Jurisdiction

26.1 Governing Law

These Terms of Use, your access to the Platform, your Account, all subscriptions, purchases, transactions, and any dispute, controversy, or claim arising out of or relating to the Platform shall be governed by and construed in accordance with the laws of the State of Nevada, United States of America, without regard to its conflict of law principles.

26.2 Exclusive Jurisdiction

Subject to any arbitration provisions contained in these Terms and to the fullest extent permitted by applicable law, any legal action or proceeding arising out of or relating to these Terms or the Platform shall be brought exclusively in the state or federal courts located in Clark County, Nevada, and each party irrevocably submits to the personal jurisdiction and venue of those courts.

You waive any objection based upon improper venue or inconvenient forum to the fullest extent permitted by law.

26.3 International Users

Users who access the Platform from outside the United States acknowledge that:

• they do so voluntarily;
• they remain responsible for complying with the laws of their own jurisdiction;
• nothing contained on the Platform constitutes an invitation to use the Platform where prohibited by law; and
• 1.ML makes no representation that the Platform is appropriate or lawful in every country.

26.4 Compliance with Local Laws

You are solely responsible for determining whether your use of the Platform complies with all laws applicable in your jurisdiction, including laws relating to:

• online services;
• sports information;
• consumer protection;
• privacy;
• taxation;
• intellectual property;
• electronic communications;
• artificial intelligence;
• subscriptions; and
• digital commerce.

26.5 Injunctive Relief

Notwithstanding any other provision of these Terms, 1.ML may seek temporary, preliminary, or permanent injunctive relief, specific performance, or other equitable remedies in any court of competent jurisdiction to protect:

• intellectual property;
• confidential information;
• trade secrets;
• Platform security;
• trademarks;
• copyrights;
• business reputation; or
• other proprietary rights.

The availability of such remedies shall not limit any other legal remedies available to 1.ML.

26.6 Statute of Limitations

To the fullest extent permitted by applicable law, any claim or cause of action arising out of or relating to these Terms or the Platform must be commenced within one (1) year after the claim arises or such claim shall be permanently barred, except where a longer period is required by applicable law.

26.7 Severability of Jurisdiction Provisions

If any provision of this Section is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

26.8 Survival

The governing law, jurisdiction, dispute resolution, limitation of liability, intellectual property, indemnification, payment obligations, and all provisions that by their nature are intended to survive shall remain effective following termination of your Account or these Terms.

26.9 Reservation of Rights

Nothing contained in this Section limits the right of 1.ML to comply with lawful governmental requests, regulatory requirements, court orders, or applicable laws in any jurisdiction where the Platform operates.

All legal rights and remedies available to 1.ML under applicable law are expressly reserved.

27. Assignment

27.1 Assignment by 1.ML

1.ML (1 MoneyLine) reserves the unrestricted right, at any time and without your prior consent, to assign, transfer, delegate, subcontract, novate, sell, license, merge, reorganize, or otherwise dispose of any or all of its rights, interests, obligations, assets, or responsibilities under these Terms of Use.

Such assignment may occur in connection with, including but not limited to:

• a merger;
• acquisition;
• sale of assets;
• corporate restructuring;
• financing transaction;
• investment;
• joint venture;
• affiliate restructuring;
• succession;
• bankruptcy;
• insolvency proceedings;
• sale of the Platform;
• sale of intellectual property;
• or any other business transaction.

Any permitted successor or assignee shall be entitled to exercise all rights and enforce all obligations contained in these Terms as though originally named herein.

27.2 Assignment by Users

You may not assign, transfer, delegate, sublicense, sell, pledge, or otherwise transfer your Account or any of your rights or obligations under these Terms without the prior written consent of 1.ML.

Any attempted assignment or transfer made in violation of this Section shall be null, void, and of no legal effect.

27.3 Account Transfers

Your Account is personal to you and may not be:

• sold;
• leased;
• licensed;
• gifted;
• transferred;
• shared;
• inherited;
• assigned; or
• otherwise made available to another individual or entity,

except where expressly authorized in writing by 1.ML.

We reserve the right to suspend or permanently terminate any Account that has been transferred without authorization.

27.4 Successors and Assigns

These Terms shall be binding upon and inure to the benefit of the parties, their permitted successors, assigns, administrators, executors, legal representatives, and authorized transferees.

Nothing contained in this Section shall prevent 1.ML from reorganizing its business or transferring ownership of the Platform.

27.5 No Waiver of Rights

An assignment by 1.ML shall not reduce, limit, or waive any rights, remedies, defenses, or protections available under these Terms or applicable law.

All provisions of these Terms shall remain fully enforceable following any permitted assignment.

27.6 Reservation of Rights

1.ML expressly reserves the right to assign these Terms and any associated rights or obligations without notice, except where notice is required by applicable law.

28. Severability

28.1 Independent Provisions

Each provision of these Terms of Use shall be interpreted as separate, distinct, and independent from every other provision.

If any provision, clause, sentence, paragraph, or part of these Terms is determined by a court or other authority of competent jurisdiction to be unlawful, invalid, illegal, void, or unenforceable, that determination shall not affect the validity or enforceability of the remaining provisions.

28.2 Modification by Court

Where a court determines that any provision is unenforceable but may be modified or limited to make it enforceable, that provision shall be interpreted, modified, or limited to the minimum extent necessary to make it valid and enforceable while preserving its original intent as closely as possible.

28.3 Remaining Provisions

Any provision that remains valid shall continue in full force and effect and shall continue to bind both you and 1.ML.

The invalidity or unenforceability of one provision shall not affect any other provision of these Terms.

28.4 Essential Purpose

If any limitation of liability, disclaimer, indemnification provision, dispute resolution provision, or other limitation contained within these Terms is found to be unenforceable in part, it shall nevertheless remain enforceable to the fullest extent permitted by applicable law.

The parties expressly intend that any invalid provision be severed rather than invalidate the entire agreement.

28.5 Legal Interpretation

These Terms shall be interpreted so as to give maximum legal effect to every provision to the fullest extent permitted under applicable law.

No provision shall be interpreted against either party solely because that party drafted these Terms.

28.6 Survival

The provisions relating to:

• intellectual property;
• payment obligations;
• disclaimers;
• limitation of liability;
• indemnification;
• governing law;
• dispute resolution;
• privacy;
• confidentiality;
• licenses;
• assignment;
• and any other provisions that by their nature are intended to survive,

shall remain in full force and effect following the termination of these Terms or your Account.

28.7 Reservation of Rights

Nothing contained in this Section limits any rights or remedies available to 1.ML (1 MoneyLine) under applicable law.

If any provision of these Terms is determined to be unenforceable, the remaining provisions shall continue to be interpreted and enforced to the fullest extent permitted by applicable law, preserving the overall intent and purpose of these Terms of Use.

29. Third-Party Rights

29.1 No Third-Party Beneficiaries

Except as expressly provided in these Terms of Use, these Terms are entered into solely for the benefit of 1.ML (1 MoneyLine) and you, the User.

Nothing contained in these Terms shall be construed as creating any right, benefit, remedy, claim, or cause of action in favor of any third party, whether under contract, statute, common law, equity, or otherwise.

No person or entity that is not a party to these Terms shall have any right to enforce any provision of these Terms unless such right is expressly granted by applicable law.

29.2 Service Providers

1.ML may engage independent contractors, consultants, licensors, payment processors, cloud hosting providers, technology vendors, customer support providers, cybersecurity providers, analytics providers, communication providers, and other third-party service providers to assist in the operation of the Platform.

These service providers do not become parties to these Terms solely because they provide services to 1.ML.

Nothing in these Terms creates any partnership, agency, joint venture, employment relationship, or fiduciary relationship between you and any third-party service provider.

29.3 Affiliates

Nothing in these Terms prevents 1.ML from allowing its parent companies, subsidiaries, affiliated companies, successors, assigns, licensors, contractors, employees, officers, directors, agents, or authorized representatives to exercise or rely upon any rights, protections, limitations of liability, disclaimers, indemnities, or legal defenses available under these Terms, to the extent permitted by applicable law.

Such persons and entities may rely upon the provisions of these Terms where necessary to protect their legal interests in connection with the operation of the Platform.

29.4 Independent Relationships

Your relationship with any Creator, subscriber, advertiser, affiliate partner, sponsor, payment processor, or other third party is solely between you and that third party unless expressly stated otherwise.

1.ML is not responsible for agreements, representations, warranties, or obligations made by third parties.

29.5 No Agency

Nothing contained within these Terms shall be interpreted as creating any:

• agency relationship;
• employment relationship;
• partnership;
• joint venture;
• franchise;
• fiduciary relationship;
• representative relationship; or
• legal association

between you and 1.ML or between you and any third party using the Platform.

Each party acts solely as an independent contracting party.

29.6 Reservation of Rights

Nothing contained in this Section limits any legal rights available to 1.ML, its affiliates, licensors, successors, assigns, contractors, employees, officers, directors, or agents under applicable law.

All protections, limitations, and remedies contained in these Terms are intended to be interpreted as broadly as permitted by law.

30. Entire Agreement

30.1 Entire Agreement

These Terms of Use, together with any documents expressly incorporated by reference, including but not limited to our Privacy Policy, Cookie Policy, Community Guidelines, Creator Policies, Billing Policies, and any additional terms applicable to specific services or features, constitute the entire agreement between you and 1.ML (1 MoneyLine) concerning your access to and use of the Platform.

These Terms supersede and replace all prior or contemporaneous agreements, understandings, negotiations, representations, communications, proposals, and arrangements, whether written or oral, relating to the subject matter of these Terms.

30.2 No Reliance

You acknowledge that, in entering into these Terms, you have not relied upon any statement, promise, representation, warranty, advertisement, marketing material, or other communication that is not expressly contained within these Terms or any documents expressly incorporated by reference.

Except where prohibited by applicable law, no oral statements or informal communications shall modify these Terms.

30.3 Amendments

No amendment, modification, waiver, or variation of these Terms shall be effective unless made in accordance with Section 24 ("Changes to these Terms of Use") or otherwise required by applicable law.

Any waiver of a particular provision shall apply only to the specific instance for which it is granted and shall not constitute a continuing waiver of any other provision.

30.4 Survival

Any provisions of these Terms that by their nature are intended to survive termination shall remain in full force and effect after your Account has been suspended, terminated, or otherwise closed.

Such provisions include, without limitation:

• intellectual property rights;
• licenses;
• payment obligations;
• refunds;
• disclaimers;
• limitation of liability;
• indemnification;
• governing law;
• jurisdiction;
• dispute resolution;
• privacy obligations;
• confidentiality;
• assignment;
• severability; and
• all accrued rights and obligations.

30.5 Interpretation

These Terms shall be interpreted fairly and according to their plain meaning, without any presumption that they should be construed against the drafting party.

Headings are provided solely for convenience and shall not affect the interpretation of any provision.

Words such as "including," "includes," and "include" shall be interpreted as meaning "including without limitation."

30.6 Electronic Acceptance

By accessing, browsing, registering for an Account, purchasing a subscription, submitting User Content, publishing Picks, or otherwise using the Platform, you acknowledge that you have carefully read these Terms of Use, understand them, and agree to be legally bound by them.

Your electronic acceptance of these Terms shall have the same legal force and effect as if you had signed a written agreement.

30.7 Continued Use

Your continued access to or use of the Platform following any updates to these Terms constitutes your acceptance of the revised Terms, to the fullest extent permitted by applicable law.

If you do not agree to these Terms or any future revisions, you must immediately discontinue your use of the Platform and, where applicable, cancel your Account and any active subscriptions.

30.8 Reservation of Rights

All rights not expressly granted to Users under these Terms are reserved by 1.ML (1 MoneyLine).

Nothing contained in these Terms shall limit any legal rights, remedies, defenses, protections, or causes of action available to 1.ML under applicable law.

30.9 Acknowledgement

By using 1.ML (1 MoneyLine), you acknowledge that:

• you have read these Terms of Use in their entirety;
• you understand your rights and obligations;
• you have had the opportunity to seek independent legal advice if desired;
• you voluntarily agree to be legally bound by these Terms; and
• these Terms constitute the complete and exclusive agreement governing your use of the Platform.

Thank you for being a part of the 1.ML (1 MoneyLine) community. We appreciate your trust and are committed to providing a secure, innovative, and community-driven platform where sports fans, analysts, and creators can share knowledge, insights, and opinions responsibly.

Disclaimer of Warranty and Limitation of Liability

Disclaimer of Warranty

YOUR USE OF THE 1.ML WEBSITE, MOBILE APPLICATIONS, AI SERVICES, CONTENT, SPORTS PICKS, ANALYTICS, DATA, SOFTWARE, AND ALL RELATED SERVICES (COLLECTIVELY, THE "SERVICE") IS ENTIRELY AT YOUR OWN RISK.

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND.

1.ML (1 MoneyLine) EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING, WITHOUT LIMITATION:

• Merchantability;
• Fitness for a particular purpose;
• Accuracy of information;
• Reliability;
• Availability;
• Non-infringement;
• Performance;
• Compatibility; and
• Any warranties arising from a course of dealing or usage of trade.

1.ML does not warrant that:

• the Service will meet your expectations or requirements;
• the Service will operate without interruption;
• the Service will always be available;
• the Service will be secure or free from unauthorized access;
• the Service will be error-free;
• the Service will be free of viruses or malicious code;
• the Service will provide profitable or successful sports predictions;
• any AI-generated analysis, statistics, predictions, rankings, probabilities, or recommendations are accurate or complete;
• any software defects or errors will be corrected immediately.

Sports are unpredictable by nature. AI models, statistical analysis, historical data, machine learning systems, and expert opinions cannot predict future sporting events with certainty.

No prediction, pick, projection, simulation, or opinion offered through 1.ML should ever be interpreted as a guarantee of any outcome.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 1.ML, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, PARTNERS, CONTRIBUTORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Sports wagering losses;
• Gambling losses;
• Financial losses;
• Loss of profits;
• Lost opportunities;
• Loss of business;
• Loss of goodwill;
• Loss of revenue;
• Loss of data;
• Computer failures;
• Software corruption;
• Personal injury;
• Emotional distress;
• Business interruption; or
• Any other tangible or intangible damages.

This limitation applies regardless of whether such damages arise from:

• use of the Service;
• inability to use the Service;
• reliance on any picks or predictions;
• reliance on AI-generated content;
• third-party statistics or data feeds;
• unauthorized access;
• security breaches;
• user-generated content;
• software bugs;
• service outages;
• delays;
• third-party sportsbook services; or
• any other matter relating to the Service.

This limitation applies even if 1.ML has been advised of the possibility of such damages.

No Professional or Financial Advice

Nothing contained on 1.ML constitutes:

• financial advice;
• investment advice;
• gambling advice;
• legal advice;
• tax advice;
• professional consulting; or
• guaranteed winning sports selections.

All information is provided solely for informational, educational, analytical, research, discussion, and entertainment purposes.

You remain solely responsible for all decisions you make.

User Responsibility

Any material uploaded, downloaded, purchased, viewed, or obtained through the Service is done entirely at your own discretion and risk.

You are solely responsible for any damage to your devices, software, accounts, networks, or data resulting from use of the Service.

No oral statement, written communication, AI response, customer support interaction, marketing material, or published content shall create any warranty not expressly stated within these Terms.

Security

1.ML uses commercially reasonable administrative, technical, and physical safeguards designed to protect Personal Information.

Sensitive information transmitted through the Service is protected using industry-standard encryption technologies, including Secure Socket Layer (SSL) and Transport Layer Security (TLS), where applicable.

Access to Personal Information is limited to authorized personnel who require such information to perform specific business functions such as customer support, billing, fraud prevention, compliance, and technical operations.

Our servers are maintained in secure environments utilizing appropriate physical and digital security controls.

Although we strive to protect your information using commercially reasonable security practices, no method of electronic transmission or storage is completely secure. Therefore, 1.ML cannot guarantee absolute security.

Sharing of Information

1.ML does not sell, rent, or trade your Personal Information to third parties.

We may share information only:

• with payment processors;
• cloud hosting providers;
• customer support providers;
• fraud prevention services;
• analytics providers;
• identity verification providers;
• legal advisors;
• regulatory authorities where required by law;
• business successors following a merger, acquisition, restructuring, financing, sale of assets, or similar transaction.

We may also share anonymous, aggregated, or statistical information that cannot reasonably identify individual users.

We may disclose Personal Information when we reasonably believe disclosure is necessary to:

• comply with applicable laws;
• comply with court orders or subpoenas;
• investigate fraud;
• protect our legal rights;
• protect users;
• protect public safety;
• enforce these Terms; or
• prevent illegal activity.

Sports Picks and Wagering Disclaimer

1.ML is a sports information, AI analytics, sports picks, and community platform.

1.ML IS NOT A SPORTSBOOK.

1.ML DOES NOT ACCEPT WAGERS.

1.ML DOES NOT OPERATE GAMBLING SERVICES.

1.ML DOES NOT PAY WINNINGS.

Sports predictions represent opinions generated through statistical analysis, artificial intelligence, machine learning models, historical information, publicly available data, and community-generated content.

No prediction should ever be interpreted as a guarantee of success.

If you choose to participate in sports wagering where legally permitted, you do so entirely at your own risk.

You acknowledge that sports betting involves significant financial risk and that losses may occur.

1.ML neither encourages nor discourages legal wagering and assumes no responsibility for any betting activity conducted by users with third-party operators.

Users are solely responsible for ensuring compliance with all applicable local, state, provincial, national, and international laws governing sports wagering.

Indemnification

You agree to defend, indemnify, and hold harmless 1.ML, its owners, affiliates, subsidiaries, officers, directors, employees, contractors, licensors, partners, advertisers, agents, and service providers from and against any claims, damages, liabilities, losses, judgments, settlements, costs, expenses, or reasonable attorneys' fees arising from:

• your use of the Service;
• your violation of these Terms;
• your violation of applicable law;
• your infringement of another person's rights;
• your submitted content;
• your sports wagering activities; or
• your misuse of the Service.

No Gambling Services

1.ML IS NOT A GAMBLING WEBSITE.

1.ML DOES NOT ACCEPT, FACILITATE, PROCESS, OR PLACE WAGERS OF ANY KIND.

The Service exists solely to provide sports news, AI-generated analysis, sports picks, statistical information, educational resources, research, community discussion, and entertainment content.

Nothing on the Service should be interpreted as encouragement to engage in illegal gambling.

Any use of information obtained through the Service in violation of applicable laws is solely the responsibility of the user.

Users are responsible for complying with all federal, state, provincial, local, and international laws applicable in their jurisdiction.

By using 1.ML, you acknowledge that you have read, understood, and agree to these disclaimers, limitations of liability, and legal terms.